You’re invited to learn about the great retirement income gap — and see if you’re at risk — at a no-cost presentation.
Did you know?
Among adults age 65 and up, the majority — 70 percent — will need long-term care (LTC) services at home, in an assisted living facility or in a nursing home.1 Common contributors to the need for long-term care include chronic conditions, such as diabetes and high blood pressure.2 Alzheimer’s disease and dementia are increasingly common conditions requiring long-term-care services. One in 10 people age 65 and older now has Alzheimer’s dementia and by 2050, someone in the U.S. will develop Alzheimer’s dementia every 33 seconds.3 Those with an Alzheimer’s diagnosis can live another 20 years4 — meaning more costly LTC or memory care services could be required much longer than expected.
The great retirement income gap
The great retirement income gap happens when your retirement income needs change — unexpectedly — and your expenses suddenly outpace your budget. Let me help you close the gap between your retirement income plan and possible LTC expenses. OneAmerica®Care Solutions is one of the only places in the market to help get the guarantee and security that your retirement is protected no matter how long you need LTC.5
You can’t predict when a chronic condition may develop, or how long it may affect your income. Take this opportunity to learn how OneAmerica® Care Solutions can help. We’re one of the only places in the market to help get the guarantee and security that your retirement can be protected no matter how long you need LTC. How’s that for peace of mind?
Join this presentation to find out how you may offset expenses and help protect your future and overcome the retirement income gap.
Presentation date and time: Wednesday, October 10th from 10:00 am to 10:45 am
Note: Products issued and underwritten by The State Life Insurance Company® (State Life), Indianapolis, IN, a OneAmerica company that offers the Care Solutions product suite. Asset-Care Form numbers: L301, R501 and SA31; Annuity Care and Annuity Care II Form numbers: SA34, R508; SA35; Indexed Annuity Care Form numbers: SA36, R529 PPA, R529, R530 PPA and R530. In ID: L301 (ID); SA31, R501; SA34, R508; SA35(ID). Not available in all states or may vary by state.The policies and long-term care insurance riders have exclusions and limitations. For cost and complete details of coverage, contact your insurance agent or company. Guarantees are subject to the claims paying ability of the issuing insurance company. Provided content is for overview and informational purposes only and is not intended as tax, legal, fiduciary, or investment advice. • NOT A DEPOSIT • NOT FDIC OR NCUA INSURED • NOT BANK OR CREDIT UNION GUARANTEED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE Reich Asset Management, LLC is not an affiliate of State Life and is not a OneAmerica company.
1. “How Much Care Will You Need?” LongTermCare.gov. U.S. Department of Health and Human Services. https://longtermcare.acl.gov/the-basics/how-much-care-will-you-need.html. Web. 21 February 2017. 2. “Who Needs Care?” LongTermCare.gov. U.S. Department of Health and Human Services. https://longtermcare.acl.gov/the-basics/who-needs-care.html. Web. 21 February2017. 3. 2017 Alzheimer’s Disease Facts and Figures. Alzheimer’s Association. http://www.alz.org/documents_custom/2017-facts-and-figures.pdf. Web. 2017. 4. Alzheimer’s Association BrainTour. Alzheimer’s Association. Alzheimer’s Foundation of America. http://www.alz.org/braintour/progression.asp. Web. 2017. 5. Lifetime protection is optional and has additional cost.