Enjoyable Retirement Solution
Our Enjoyable Retirement Solution takes a holistic approach by evaluating your income needs, insurance considerations and lifestyle desires. Our proprietary analysis can offer you a unique report and will help you navigate through retirement by developing a plan that addresses:
- Sequence of Return Risk
- Inflation
- Preservation of Principal
- Social Security Claiming Strategies
- Estate Planning
- Longevity Risk
- Long-term Care Costs
- Taxes*
Wealth Planning & Investment Services
- Complimentary review of existing investments
- Aggregation of all your accounts to simplify and reduce paperwork
- Development of a personalized plan and portfolio and continual monitoring of your investments
- Review meetings to update your financial objectives and reallocate your portfolio if necessary
Estate Planning
- Analysis of your current estate plan and potential tax liabilities
- Assistance transferring assets to a trust if necessary
- Review of beneficiary designations and titling of assets
- Analysis of your insurance needs
- Family meeting to educate the next generation
- Attorney recommendations
- Guidance in the event of the death of a loved one
- Charitable giving
College Planning
- Estimated Expected Family Contribution (EFC) Calculation and Evaluation
- Estimated School Financial Aid Determination
- School Identification
- Cost Calculation
- Admissions Trends
- Free Application for Federal Student Aid (FAFSA) and CSS Profile Filing
- Analysis/Comparison of Financial Aid Awards
- Loan Guidance
Client Education
- Weekly radio show on 1400 AM WOND
- The Reich Report-Weekly column in The Current and Gazettes of Atlantic and Cape May Counties
- Special reports on important topics
- Quarterly newsletters to keep you apprised of the most current planning options
- Client appreciation events
Insurance & Risk Management
- Analysis of risks and development of plan to manage them
- Wealth transfer plan
- Analysis of long-term care needs
- Disability income insurance evaluation